Stuart Greenberg brings more than 40 years of experience in commercial lending, both as a commercial banker and as an expert testifying in more than 100 lender liability law suits. He joins our Financial Industry Advisory Services team as a Senior Advisor in New York.

The Consumer Financial Protection Bureau (CFPB), created by the Dodd-Frank Act, is shifting its focus to the nonbank sector. Institutions such as mortgage companies (originators, brokers, servicers, and provider of loan modification or foreclosure services), payday lenders and private education lenders now fall under the CFPB lens. Further, through the ‘larger participant rule’ in Dodd-Frank, the CFPB is now the first federal regulator to supervise other nonbank markets.

Human Behavior in Financial Crises: A&M examines what happens in periods of financial crises, specifically human behavior in periods of stress, and suggests ways that bankers and regulators can make stress tests more sensitive to the impact of that behavior and its consequences for bank capital.

As tightened regulatory controls continue to squeeze the banking industry, institutions must juggle providing continued service while identifying potentially high-risk customers.