Specializes in the development and delivery of customer-centric digital banking strategies, propositions and operations
Dubai
@alvarezmarsal
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Sara Grinstead is a Managing Director with Alvarez & Marsal’s Digital Financial Services practice in Dubai.
Ms. Grinstead specializes in the development and delivery of customer-centric digital banking strategies, propositions and operations. Her primary areas of focus are digital banking risk management, governance and compliance, strategy and proposition development, and operations efficiency.
With more than 20 years of financial services experience, Ms. Grinstead has launched several digital banks across the U.K. and Middle East; delivered large scale digital transformation and cost reduction programmes; developed growth focused propositions; and transformed back office operations functions.
Prior to joining A&M, Ms. Grinstead was the Chief Operating Officer of D360 Bank, a digital only bank in Riyadh, KSA. She has led digital financial services and transformation in the GCC region for nine years as an executive leader, advisor and operator.
Ms. Grinstead earned a bachelor’s degree in philosophy and mathematics from the University of Bristol, U.K.
Higher interest rates and living costs, coupled with job market weaknesses, are pushing households towards financial distress, leading to a rise in loan delinquencies and non-performing loans (NPLs). Discover how A&M’s proven strategies in optimising and digitalising collection processes can help banks navigate this evolving landscape and unlock significant value.
Despite robust economic growth and positive sentiment in the GCC, the post-COVID surge in lending signals a new stage in the region's maturing credit cycle. With inflation and rising living costs, proactive steps to digitalise collections operations have become essential for lenders aiming to manage the impending rise in non-performing loans (NPLs).
With the Eurozone’s economic landscape showing signs of strain, lenders are urged to prioritise their collections operations. The combination of a maturing credit cycle, rising living costs, and stagnant growth points to a potential surge in non-performing loans (NPLs).
Latest insightsThe latest insights from Sara Grinstead's team
We are pleased to share the December 2024 edition of Valuation Insights, a detailed analysis of key market trends and developments shaping valuation practices in Spain and Europe. This report explores topics such as EV/EBITDA multiples in M&A transactions, industry performance comparisons across the S&P Europe 350 Index, and shifts in equity investment risks.
