AI spending is expected to more than double by 2027, according to the International Monetary Fund citing IDC data1. Yet many financial institutions still struggle to turn ambition into execution.
In this article from A&M’s Financial Services Industry Group, we examine common pitfalls in AI implementation and share how firms can drive real ROI through a focused, coordinated approach.
Some of the key challenges we've identified include:
- Bad/poorly understood data or data limitations
- Legacy operating models and processes
- Unclear impact on organization and role design
To fully realize the potential of AI, financial institutions must address these barriers with alignment across business functions. It is also essential for firms to identify and tackle specific use cases to maximize value rather than adopt a “pie in the sky” view.
Read the Full Article
1 AI’s Reverberations across Finance
Leverage the $9T In-Plan Annuities Opportunity - Before Your Competitors Do
December 1, 2025
The in-plan annuities market represents one of the most significant untapped opportunities in retirement planning, with 92% of participants wanting employer offerings despite only 3% current market awareness.
In-Plan Annuities: Meeting the Demand for Guaranteed Retirement Income
November 25, 2025
Americans are deeply concerned about their financial futures—and our recent research
highlights the urgency of addressing retirement income security.
Case Study: Aareal Bank AG - inaugural SRT
October 31, 2025
A&M's Structured Credit Execution and Advisory team was the sole arranger for Aareal Bank AG’s (Aareal) first synthetic significant risk transfer (SRT) securitization referencing a €2 billion commercial real estate (CRE) portfolio partnering with funded and unfunded investors.
Bank Deregulation Primer 2025
October 13, 2025
As global regulators set their approaches for banks capital requirements, the implications for the world’s largest banks are becoming increasingly significant. In our inaugural Bank Deregulation Primer, we assess the potential impact of these regulatory shifts on the top 19 global banks.
