AI spending is expected to more than double by 2027, according to the International Monetary Fund citing IDC data1. Yet many financial institutions still struggle to turn ambition into execution.
In this article from A&M’s Financial Services Industry Group, we examine common pitfalls in AI implementation and share how firms can drive real ROI through a focused, coordinated approach.
Some of the key challenges we've identified include:
- Bad/poorly understood data or data limitations
- Legacy operating models and processes
- Unclear impact on organization and role design
To fully realize the potential of AI, financial institutions must address these barriers with alignment across business functions. It is also essential for firms to identify and tackle specific use cases to maximize value rather than adopt a “pie in the sky” view.
Read the Full Article
1 AI’s Reverberations across Finance
Settlement Speed Alone Does Not Enable Autonomous Execution
July 7, 2026
Most agentic commerce narratives fixate on AI, but that misses the real shift. It’s not that software can decide; it’s that it can move money autonomously, without waiting for human approval at every step.
From CX to AX: Experience in the Age of Agents
July 6, 2026
Modern-day banking is a story of interfaces. But with the rise of agentic AI, the question becomes, "Who are you targeting when your human customer owns the account, but their agent is making 80% of their routine financial decisions?"
KSA Banks Maintain Resilience as Deposits Grow 3.9% in Q1 2026
July 1, 2026
The latest edition of the Saudi Arabian Banking Pulse analyzes the Q1 performance of the Kingdom's ten largest listed banks. The quarter underscored the resilience of the banking sector, supported by healthy loan growth, stable margins, and easing credit costs.
UAE Banks Deliver Strong Q1 2026 Performance as Lending Growth Reaches 5.8%
July 1, 2026
The latest edition of the United Arab Emirates (UAE) Banking Pulse analyzes the Q1 performance of the country’s ten largest listed banks. The quarter was marked by strong balance sheet growth, improved asset quality, and resilient profitability