Americans are deeply concerned about their financial futures—and our recent research highlights the urgency of addressing retirement income security.
In a recent survey of retirement plan participants aged 40–60, a top concern emerged: the fear of outliving retirement savings. Many ask:
“What happens if I run out of money in retirement?”
Employees want guaranteed lifetime income though in-plan annuities, but adoption is slow due to:
- Plan Sponsor Adoption
- Participant Education and Benefit Communication
- Product Complexity
- Capital Intensity
- Distribution and Sales Challenges
Carriers that can offer simple, flexible, and portable in-plan annuities—and effectively communicate their value—are best positioned for adoption among both plan sponsors and participants. But while the goal is simplicity, the path requires significant innovation in product design, distribution, and operations. The opportunity is real.
Now it’s a matter of execution.
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Asia Insurance M&A 2026: Beyond the core – winning in new markets
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Read our Insurance extract from our "Keeping up with Momentum - FSIG Financial Services M&A in 2026" Report. Discover why combatting structural pressures and catering to Asia’s wealthy class requires insurers to go beyond existing segments and strengthen both distribution and new product capabilities.
Interoperability as the new competitive differentiator
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In the second article in our three-part series, we reveal how and why institutions must evolve from traditional environments built to record transactions toward modern, composable ecosystems engineered for intelligence, connectivity, and velocity.
Alvarez & Marsal advises NIBC on an LP-led secondary transaction
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A&M advised NIBC on a successful LP-led secondary transaction involving the sale of a portfolio of private equity fund interests to De Wereld van Vermaat, through its fund investment arm, M Eight.
CASE STUDY: DEUTSCHE PFANDBRIEFBANK AG —INAUGURAL SRT
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A&M's PAG team acted as lead financial advisor to Deutsche Pfandbriefbank AG (pbb) on its first synthetic Significant Risk Transfer (SRT) securitisation, referencing a $2 billion loan portfolio secured by Commercial Real Estate (CRE) properties in the US.
