With nearly 34 years of executive leadership experience in the financial services industry, he focuses on guiding financial institutions through complex and challenging economic periods.
During his tenure with A&M, Mr. Golden and his team have successfully assisted an array of banking organizations in resolving complex challenges associated with the financial and economic turmoil of the past few years. He has assembled a team of highly qualified experts with material experience in troubled bank remediation and regulatory relations, enterprise risk management, regulatory compliance risk management, and regulatory due diligence and post-acquisition regulatory support.
Before joining A&M, Mr. Golden served with the Office of the Comptroller of the Currency (OCC), the regulator and administrator of the National Banking Industry, in a variety of leadership roles, including the Ombudsman and Senior Deputy Comptroller, Member of the Executive Committee and Chairman of the Audit Subcommittee. As OCC's first Ombudsman, he pioneered and provided leadership of OCC's National Bank Appeals process, and served as a binding arbitrator for examination conclusions that were appealed or challenged. He also established and headed OCC's Customer Assistance Group, which helps thousands of bank customers on questions and complaints against national banks.
Additionally, Mr. Golden was designated to serve as Acting Comptroller of the Currency, and to execute the Continuity of Operations Plan (COOP) and business resumption processes and procedures in the event of an emergency disruption to the nation's banking industry. In this role, he employed his advanced technical and analytical knowledge of financial institution operations, including credit, risk management and governance.
Previously, he served as a Manager of Field Operations for OCC in Houston, where one of his duties included serving as the Primary Expert Witness for the U.S. government in the protracted bank fraud trial of the energy lending principals from Continental Illinois Bank and Penn Square Banks.
He began his career as a National Bank Examiner, and developed an advanced knowledge of credit analysis and portfolio administration, as well as enterprise risk management and governance practices and principles. During the financial downturn of the late 1980s and early 1990s, he led examinations of some of the largest and most complex troubled banking institutions in the country.
Mr. Golden earned a bachelor's degree in business administration, with concentrations in banking and finance, from the University of North Texas. He earned a certificate from the Graduate School of Banking of the South at Louisiana State University. He is a frequent speaker on banking, bank supervision and regulatory issues at industry conferences, trade associations meetings and outreach sessions.