Ms. Joseph has more than 18 years of tax experience, including 10 years in operational taxes. She has worked with banks, funds, trustees, brokers, insurance companies, family offices, digital asset service providers, and multinational companies to set up and elevate their FATCA/CRS programs. She has led FATCA/CRS implementation programs for various types of financial institutions; notably, she has uplifted banks’ FATCA/CRS target operating model, provided funds and family offices with managed services, and conducted controversy management and health checks for a range of banks, insurance, and asset management groups.

Prior to joining A&M, Ms. Joseph spent over 12 years with EY in Singapore, where she most recently served as a Tax Partner leading FATCA, CRS, and QI projects for clients in the Association of Southeast Asian Nations (ASEAN).

Ms. Joseph earned a bachelor’s degree in commerce from the University of Mumbai and is a Chartered Accountant with the Institute of Chartered Accountants of India (ICAI).