Mário Trinca

Managing Director
30 years of management and technological consulting experience
Specializes in business and operational transformation and performance improvement for financial institutions
Lisbon
@alvarezmarsal
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Mário Trinca is a Managing Director with Alvarez & Marsal Financial Industry Advisory Services in Lisbon. He specializes in business and operational transformation and performance improvement for financial institutions.

Mr. Trinca brings 30 years of management and technological consulting experience in banking and insurance on three continents. He leads projects where he aggregates extensive end-to-end knowledge of business processes with technological enablers, in MIS, intelligent automation, performance and efficiency optimization, core banking systems, and regulatory risk fields of play.

Mr. Trinca’s notable engagements include leading a comprehensive transformation program in financial services for an African country. He led the foundation of a financial intelligence unit and supported the enhancement of multiple capabilities for the central bank (prudential supervision, conduct supervision, foreign exchange control, banking operations, internal audit).

Prior to joining A&M, Mr. Trinca founded a management consultancy company and was a Partner and Advisory Services Leader, Performance Improvement leader and a member of the EMEIA Advisory Leadership Team with EY. He was also client service partner for several strategic accounts.

Mr. Trinca earned a bachelor’s degree in economics from Universidade de Évora. He also has pursued executive education in the Bank Management Advanced Program (UCP, Lisbon), the Advanced Management Program (Kellogg, Chicago and UCP, Lisbon) and Advanced Business Strategy (INSEAD, Singapore). Mr. Trinca is a member of the Economists and Certified Accountants bars.

Insights By This Professional

In this edition, we share results from our research examining the 7 biggest Portuguese banks (“top 7”) with regard to their activities within Portugal and highlight key performance indicators of the Portuguese banking industry.
Latest insights The latest insights from Mário Trinca's team
Thought Leadership
April 2026 is set to hit small UK retailers with a fresh wave of cost hikes, pilling pressure onto a sector many say is facing its toughest time since Covid. Rising wage, insurance, sick pay, business rates, energy standing charges, and reduced owner take‑home pay arrive as consumer demand softens and inflation fears persist amid geopolitical tensions. SMEs enter with limited resilience and mounting headwinds—including late payments, crime, and heavier admin/tax burdens—raising the risk of closures or contraction. The piece urges defensive cost control where necessary and, where possible, smarter pricing, operational efficiency, and targeted automation/analytics to protect margins and conserve working capital.