Janice DiMaria

Senior Adviser
30 years of experience in regulatory supervision and banking
Extensive knowledge of regulatory retail policy and guidance and U.S. banking matters
Served as Retail Credit Expert at the OCC and earned a specialty skill designation in mortgage banking and credit card lending
Philadelphia
@alvarezmarsal
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Janice DiMaria is a Senior Advisor with Alvarez & Marsal North American Commercial Restructuring in Philadelphia and has more than 30 years of combined experience in regulatory supervision and banking. Ms. DiMaria advises clients on matters involving regulatory risk, enterprise risk systems, governance and controls, lending, operations and compliance.

Prior to joining A&M, Ms. DiMaria served for 24 years as a National Bank Examiner and Retail Credit Expert for the Office of the Comptroller of the Currency (OCC). She possesses an extensive working knowledge of interagency retail regulatory policy and guidance, as well as enterprise risk governance, compliance and U.S. banking matters.

A significant portion of Ms. DiMaria's career at the OCC was devoted to its Large Bank Supervision program specializing in mortgage banking and credit card lending. In her role, she had direct responsibility for identifying, measuring and monitoring key aspects of these areas as well as addressing emerging risks at some of the largest and most complex national banking institutions in the United States and United Kingdom affiliates. As a retail credit expert, Ms. DiMaria served as a national resource, providing technical guidance and support for retail credit supervisory activities.

While at the OCC, Ms. DiMaria earned a specialty skill designation in mortgage banking and credit card lending. She was directly involved in supervising institutions to ensure adherence to Regulatory Interagency Account Management policies and provisions of the Credit Card Accountability Responsibility and Disclosure Act (CARD ACT), as well as key provisions of OCC Foreclosure Consent Orders. She also possesses technical expertise in retail loan origination, account management, servicing and default management, retail loan loss reserve and debt collection litigation practices.

Previously at the OCC, Ms. DiMaria served as examiner-in-charge and portfolio manager for mid-size and community national banks. During her service, she received several special recognition awards for examination work and in 2012 was the recipient of an OCC Special Act award.  Prior to the OCC, Ms. DiMaria spent five years at Chemical Bank of New Jersey where she served as Assistant Controller.

Ms. DiMaria was commissioned in 1994 as a National Bank Examiner and earned a bachelor's degree in accounting from Richard Stockton State College in Pomona, N.J.

 

Insights By This Professional

With the impending expiration of the National Flood Insurance Program and potential changes to flood policy, it is timely for lenders and servicers to strengthen their due diligence processes.
Regulatory exams can be daunting to those that are unprepared and uninformed about the process. Regulated entities that want to perform well in an exam often seek assistance from third-party vendors to conduct mock reviews and to help them prepare for the examination.
Latest insights The latest insights from Janice DiMaria's team
Thought Leadership
In a recent roundtable for Financier Worldwide, Marc Sherman shares his perspective on the latest trends including the increasing use of insurance in the acquisition marketplace, developments in insurance offerings, the benefits of claims experience and using insurance products to manage transactional risk. 
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