Mr. Ranjan has advised clients across across India, Southeast Asia, Europe, and North America, leveraging his deep topical expertise in digital lending, hyper-personalization, small and medium-sized enterprise (SME) finance, risk management, and generative AI (GenAI)-powered solutions.

Mr. Ranjan’s notable work includes launching a greenfield fintech venture, leading a multi-year digital transformation for a large NBFC, designing a government-subsidized SME lending program, and embedding AI- and GenAI-driven solutions to create process efficiencies for multinational banks.

Prior to joining A&M, Mr. Ranjan spent 10 years with McKinsey & Company’s Financial Services practice, where he was also a leader with QuantumBlack, McKinsey’s AI arm, focusing on India and Southeast Asia.

Mr. Ranjan earned both bachelor’s and master’s degrees in mechanical engineering from the Indian Institute of Technology (IIT) Kanpur.