April 20, 2026

Insurance agency compensation in focus

Agency distribution continues to be the main distribution channel for life insurance across Asia.

However, traditional agency compensation models that rely heavily on large first-year commissions (FYC) are creating challenges such as low agent activation, weak customer persistency, and shrinking margins.

Carriers that adapt by emphasizing quality, transparency, and digital tools are not only retaining agents more effectively but also scaling across markets and securing stronger long-term profitability, positioning themselves ahead of competitors in a rapidly evolving industry.

Our thought leadership article, “INSURANCE Agency Compensation in FOCUS A Value-Driven Blueprint for Sustainable AGENCY Growth” examines Asia’s current agency compensation landscape, revealing structural examines Asia’s current agency compensation landscape, revealing structural inefficiencies using publicly sourced data, and sets out a clear, actionable path forward.

Our article covers:

3 Reasons why the Legacy Compensation Model Is Failing
4 Best Practices
90-180 Day Transformation Roadmap

READ THE FULL ARTICLE

Press Releases

Alvarez & Marsal Releases FY 2025 KSA Banking Pulse

April 16, 2026

The latest edition of the Kingdom of Saudi Arabia (KSA) Banking Pulse analyzes the FY 2025 performance of the kingdom’s ten largest listed banks. The year reflects resilience and rebalancing in the Saudi banking sector, with moderating credit growth alongside strong profitability, improved asset quality, and solid balance sheet strength, supported by a favorable macro-outlook and ongoing Vision 2030 momentum.

Thought Leadership

The Timing Problem Financial Markets Cannot Ignore

April 8, 2026

Atomic settlement is moving from experiment to market infrastructure. Whilst banks, asset managers, and market commentators often frame narratives around distributed-ledger settlement as a new product or asset class, its biggest implications are architectural.

Thought Leadership

GCC Banking: Sustaining Momentum

April 8, 2026

Banks across the GCC remain resilient as they navigate evolving market dynamics, with a focus on liquidity, credit quality, and seamless operations across markets. Our senior experts have developed a hands-on perspective outlining how these institutions are responding, with key considerations across liquidity and risk management, supply chain stabilization, and operational resilience - supported by clear actions across governance, funding, and portfolio management.

Thought Leadership

Migrating from Systems of Record (SoR) to Systems of Intelligence (SoI)

March 24, 2026

Financial institutions do not have a core banking problem. They have a decisioning problem. For decades, banks optimized Systems of Record (SoR) to post transactions with precision and maintain regulatory integrity. That battle has largely been won. What now differentiates institutions is not how accurately they book activity, but how intelligently and quickly they make decisions.

Authors