Americans are deeply concerned about their financial futures—and our recent research highlights the urgency of addressing retirement income security.
In a recent survey of retirement plan participants aged 40–60, a top concern emerged: the fear of outliving retirement savings. Many ask:
“What happens if I run out of money in retirement?”
Employees want guaranteed lifetime income though in-plan annuities, but adoption is slow due to:
- Plan Sponsor Adoption
- Participant Education and Benefit Communication
- Product Complexity
- Capital Intensity
- Distribution and Sales Challenges
Carriers that can offer simple, flexible, and portable in-plan annuities—and effectively communicate their value—are best positioned for adoption among both plan sponsors and participants. But while the goal is simplicity, the path requires significant innovation in product design, distribution, and operations. The opportunity is real.
Now it’s a matter of execution.
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Alvarez & Marsal advises NIBC on an LP-led secondary transaction
January 23, 2026
A&M advised NIBC on a successful LP-led secondary transaction involving the sale of a portfolio of private equity fund interests to De Wereld van Vermaat, through its fund investment arm, M Eight.
CASE STUDY: DEUTSCHE PFANDBRIEFBANK AG —INAUGURAL SRT
January 15, 2026
A&M's PAG team acted as lead financial advisor to Deutsche Pfandbriefbank AG (pbb) on its first synthetic Significant Risk Transfer (SRT) securitisation, referencing a $2 billion loan portfolio secured by Commercial Real Estate (CRE) properties in the US.
Rewiring Finance for 2026: Intelligence, Connectivity, and Velocity
January 13, 2026
The financial industry is undergoing a profound transformation, driven by the need to evolve from static systems of record to dynamic systems of intelligence, interoperability, and real-time settlement. Read our first article in our three part series.
CASE STUDY: ILTE – SECURITISATION OF MULTI-APARTMENT BUILDING RENOVATION LOANS ORIGINATED BY THE GOVERNMENT OF LITHUANIA
January 8, 2026
A&M has acted as Arranger of the first publicly rated securitisation in Lithuania and the Baltic States. Vytis Reno Loans 2025-1 DAC Class A Debt achieved a AAA rating by Fitch and Scope, raising EUR 112 million, the first transaction of this asset class in Europe and the first AAA rating on Nasdaq Baltic.
