Alvarez & Marsal

In light of a pressured global economy, relaxed lending standards that led to the present liquidity crunch, and a high concentration of excessive real estate loans and securitized troubled pools of assets on balance sheets, financial institutions are facing mounting and complex pressures and an aggressive regulatory response.

Today's markets are characterized by the 2007 mortgage crisis that was precipitated by a major meltdown in securitized residential mortgage-backed portfolios of subprime mortgages. Add to this many complex forms of collateralized debt obligation (CDO) issuances, and the result has been an unprecedented and byzantine set of market, credit and risk exposures that have made valuations for buy and sell side transactions difficult, if not impossible, to quantify.

Alvarez & Marsal Financial Industry Advisory Services was formed against this backdrop, bringing the full power of the firm to bear in assisting financial institutions to weather this "perfect storm" and head toward the next market cycle from a renewed position of strength. Our experienced team, comprised of former bankers and bank regulators, turnaround managers, real estate advisers, forensic accountants, IT strategists and others, offers a battle-tested approach to managing and mitigating risk, and driving value creation in all market cycles.